CarmaOne AI-powered credit management dashboard showing real-time analytics, collections workflow, and intelligent automation features

    Intelligence You Can Trust

    AI-powered analytics and agents for decisions, conversations, and outcomes—built with privacy and transparency at the core.

    Secure
    Bank-grade security
    2000Cr+
    AUM managed
    25+
    Trusted clients

    Why Choose CarmaOne?

    AI-powered SaaS platform that empowers businesses to manage credit end-to-end — from credit underwriting to collections, field operations, and legal recovery — with complete control, compliance, and transparency

    End-to-End Infrastructure

    Full lifecycle management from underwriting to collections, including digital nudges, field ops, and legal processing.

    AI-Driven Execution

    AI-powered automation for call scoring, visit tracking, and borrower engagement to reduce costs and boost speed.

    Anchor Control & Transparency

    Complete visibility with custom rules, live case tracking, and real-time agent performance monitoring.

    Nationwide Field Network

    Pan-India network of verified agents for field visits, backed by real-time tracking and virtual ID cards.

    Legal Expertise & EOW

    Comprehensive legal support for high-ticket recoveries, from automated notices to EOW handling.

    Enterprise-Grade Security

    • SOC 2 Type II Certified
    • 256-bit Encryption
    • ISO 27001 Compliant

    Trusted by Industry Leaders

    Powering growth for innovative companies across industries

    API Holdings logo - CarmaOne trusted client
    Agrostar logo - CarmaOne trusted client
    Bombay Shaving Company logo - CarmaOne trusted client
    Captain Fresh logo - CarmaOne trusted client
    Farmart logo - CarmaOne trusted client
    Lead School logo - CarmaOne trusted client
    Nerolac logo - CarmaOne trusted client
    Parijat Industries logo - CarmaOne trusted client
    Pearson logo - CarmaOne trusted client
    ICICI logo - CarmaOne trusted client
    StrideOne logo - CarmaOne trusted client
    Stride Ventures logo - CarmaOne trusted client
    API Holdings logo - CarmaOne trusted client
    Agrostar logo - CarmaOne trusted client
    Bombay Shaving Company logo - CarmaOne trusted client
    Captain Fresh logo - CarmaOne trusted client
    Farmart logo - CarmaOne trusted client
    Lead School logo - CarmaOne trusted client
    Nerolac logo - CarmaOne trusted client
    Parijat Industries logo - CarmaOne trusted client
    Pearson logo - CarmaOne trusted client
    ICICI logo - CarmaOne trusted client
    StrideOne logo - CarmaOne trusted client
    Stride Ventures logo - CarmaOne trusted client

    Join hundreds of companies transforming their operations with our platform

    Success Stories

    A glimpse of results powered by our platform

    Receivable Management success story 1
    Receivable Management success story 2
    Receivable Management success story 3